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The first Veteran and Black-owned Escrow and Title company in the Northwest.
Portland, OR - May 1, 2019 – VANPORT ESCROW & TITLE COMPANY, INC., is a full-service escrow and title company focused on providing title and closing services for residential, commercial, builder/developer, investor, municipal and lending needs, trustee sales, buil...
6 Stunning Facts About The Historic City of Vanport
How much do you know about the historic city of Vanport? Maybe you vaguely remember hearing about it in a passing conversation or perhaps you covered it a bit in school. If you’re like the average Oregonian, you probably don’t know much - if anything - about this in...
How Vanport Helped to Integrate the City of Portland and the Entire State of Oregon
The historic city of Vanport was a splash in the vast expanse of Oregon history whose ripples are still being felt today, although the initial catalyst has been largely forgotten. When the tragic flood of 1948 washed away the entire city, its connection to the current s...
What’s the Difference Between Escrow & Title Services
Escrow and title - these two terms have been the sources of endless head-scratching among home buyers and sellers. Just when you thought the real estate industry couldn’t get any more complicated, these puzzling words are thrown your way. What do they mean and how do ...
What Are VA Home Loans?
What Are VA Loans?
As the video says, the name is misleading - they’re not loans FROM the VA.
The VA - short for “US Department of Veterans Affairs” - is the Federal military veteran benefit system.
The VA admi...
What Are The Major Types Of VA Loans?
What Are The Major Types Of VA Loans?
Major Veterans Affairs loan programs described in this video include:
1) Purchase Loans.
These help eligible parties buy a home at competitive interest rates with little to no down payment a...
What Is A Certificate of Eligibility, or COE?
What Is A Certificate of Eligibility, or COE?
The COE is the key document that verifies to lenders that someone is eligible for a VA-backed loan.
Servicemembers, Veterans and National Guard and Reserve members may apply online or through their lender; most lenders...
What Is A Rate Lock?
Mortgage rates change constantly through an unpredictable combination of government policies and economic conditions. This video explains the common term 'rate lock.'
A “Rate Lock” is a guarantee that a lender will honor a
What Is A Qualified Mortgage?
As this video explains, Federal laws put into effect in 2014 and supervised by the Consumer Financial Protection Bureau define lending practices and loan terms for a new category called “Qualified Mortgages.”
They provide stable lo...
What Does Ability To Repay Mean?
What are the “Ability to repay” rules about?
In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a borrower’s capacity to pay back their loan over time.
It’s a longer-term view that goes...
